Fast-track your car loan pre-approval
Save 1 hour at the dealership
Our lighting-fast approval process gets you shopping ASAP.
Are you applying for financing for yourself, or jointly with a co-borrower?
You’ll love our quick and easy pre-approval process
Once you’re pre-approved, all that’s left is to find the vehicle that’s perfect for you. Our line-up of “Spokane-type” cars means you’re guaranteed to find the safe, reliable, low-mileage vehicle you’ve been looking for.
Best possible rates
Getting pre-approved means you’ll know exactly what your budget looks like, so you can dive right into the car-buying process. Then you just have to find a car you love with the features you’ve always wanted.
Fast financing
You’ll be amazed how quickly our pre-approval process works! You’ll also love how much time it saves you when it comes to purchasing your car and getting on the road.
Simple and stress-free
Blow right past the fear of the unknown. Getting pre-approved gets rid of the guesswork and lets you browse our inventory with confidence, because you know your numbers.
Now’s the time
We’re great at finding low-mileage, one-owner cars, but these babies move fast! Getting pre-approved means you’ll get to be the first one to pick from the many desirable cars on our lot.
Enjoy the ride
Your car-buying experience should be simple and fun. Once you’re pre-approved, the buying process is as easy as finding the car you want and taking it home that same day.
Your best option
We network with over 35 lenders to bring you the best financing option possible. And it all happens in a matter of moments once you submit your pre-approval form.
Buying a car should be easy
Apply quickly
The pre-approval application only takes a couple minutes to fill out using the Automotive Specialties website.
Speedy approval
Our awesome network of 35 lenders send us back their best rates, based on your information.
Choose your ride
We keep our lot stocked with a fresh supply of cars that are perfect for getting around Spokane safely, and in style.
Trade-ins welcome
Trading in your old car helps us give you an even better price. So, bring it in and let’s make a deal!
Success!
You set yourself up for a stress-free, streamlined, car shopping experience by getting pre-approved first. Congratulations!
Frequently asked questions
I have bad credit. Can Automotive Specialties still help me?
Sure! The reason we work with so many lenders is so we can provide financing for pretty much anyone. Don’t let bad credit stop you! Apply today, and we’ll go to work finding the best rate for your credit category.
Do you offer any deals for first-time car buyers?
Definitely! We love helping people get into their first car. In fact, where other dealerships expect you to be at your current job for 2 years before you enter their first-time car buyers program, we only require 6 months of job history. Interested? Contact us today to learn more!
Is there a fee for getting pre-approved?
No way! At Automotive Specialists, we never charge anyone for going through the pre-approval process. Why would we? When you find out how much money you can get ahead of time, you’re making the shopping experience easier for everyone involved.
Can we make this quick?
If you’ve purchased a car anywhere else, you’ve probably seen how slow and frustrating buying a car can be. Not with us! We want to make the process as quick and easy for you as possible. Plus, we pride ourselves on our fast financing. So come put us to the test!
Do I have to have a down payment?
Not necessarily. Keep in mind, making a large down payment is a great way to lower the price of a car and get even better loan offers. But, in the end, we’ll go to work to get you great financing even if you don’t have much money to put down.
Can I still get a loan if I’m looking at one of your commercial vehicles?
Your pre-approval should apply to any vehicle you’re interested in. However, if you’re looking to buy a vehicle for your business, let us know. We’ll dive in and look for financing options that will benefit you as a business owner.